EURO SEPA Countries & Territories

Our regulatory guide to the countries from which we can serve you and your corporate clients.

EURO SEPA Domestic Countries & Territories (EuroZone)

The following countries use the EURO as their domestic currency for settlements. Listed by Country / IBAN (BIC Code)
1. Aland Islands / FI
2. Andorra / AD
3. Austria / AT
4. Azores / PT
5. Belgium / BE
6. Canary Islands / ES
7. Cyprus / CY
8. Estonia / EE
9. Finland / FI
10. France / FR
11. Germany / DE
12. Gibraltar / GI
13. Greece / GR
14. Ireland / IE
15. Italy / IT
16. Latvia / LV
17. Lithuania / LT
18. Luxembourg / LU
19. Madeira / PT
20. Malta / MT
21. Monaco / MC
22. Netherlands / NL
23. Portugal / PT
24. San Marino / SM
25. Slovakia / SK
26. Slovenia / SI
27. Spain / ES

EURO SEPA Countries & a National Domestic Currency

The following countries use their own domestic currency for settlements and also settle in EURO SEPA. Listed by Country / IBAN (BIC Code) / National Currency
28. Bulgaria / BG / BGN
29. Croatia / HR / HRK
30. Czech Republic / CZ / CZK
31. Denmark / DK / DKK
32. Gibraltar / GI / GIP
33. Hungary (HUN)
34. Iceland (ISL)
35. Liechtenstein / LI / LIE
36. Norway / NO / NOR
37. Poland / PL / POL
38. Romania / RO / ROU
39. Sweden / SE / SWE
40. Switzerland / CH / CHE
41. United Kingdom / GB / GBR

EURO SEPA French Dependent Territories

The following are French dependent territories using the Euro for domestic settlement but with different IBAN and BIC. Listed by Country / BIC Code / IBAN
42. French Guiana / GF, FR
43. Guadeloupe / GP, FR
44. Martinique / MQ, FR
45. Mayotte / YT, FR
46. Reunion / RE, FR
47. Saint Barthelemy / BL, FR
48. Saint Martin (French part) / MF, FR
49. Saint Pierre and Miquelon / PM, FR
Updated at September 2022
Note on SEPA Countries
1. Excluding the Faroe Islands.
2. Including the Aland Islands.
3. Including Martinique, Guadeloupe, French Guiana, Réunion, St Pierre et Miquelon, Mayotte, but excluding New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.
4. Excluding Aruba and the Netherlands Antilles.
5. Including Azores and Madeira.
6. Including the Canary Islands, Ceuta and Melilla.
7. Including Gibraltar, the Isle of Man, Guernsey, Jersey, but excluding Anguilla, Cayman Islands, Falkland Islands, South Georgia and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands.
8. Including Vatican City
Please note: Kosovo, Montenegro use the Euro as their domestic currency but do not belong to SEPA or fall under the Payment Service Directive. The information provided on this page is true and complete as at the date of publication. It is intended as a general guide only.
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